Effective Date: [Insert Date]
US Capital (“Company,” “we,” “our,” or “us”) is committed to protecting the privacy and security of our clients and visitors. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website, engage with our services, or communicate with our representatives.
By accessing our website or using our services, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of our site and services.
We may collect the following categories of information:
Name, address, phone number, and email address.
Date of birth, Social Security number, or other identifiers (for account opening and verification purposes).
Employment and income information (if required by custodians for account setup).
Account login credentials (if applicable).
Payment or funding details related to IRA rollovers or contributions.
When you interact with our website, we may collect:
IP address, browser type, operating system, and device information.
Cookies, tracking pixels, and web beacons to analyze site traffic and improve performance.
Pages visited, time spent on pages, and referral websites.
We may receive information from custodians, exchanges, depositories, or partners necessary to process transactions and maintain accounts.
We use your information for the following purposes:
Account Setup & Administration – To open, maintain, and manage your self-directed IRA account.
Service Delivery – To process rollovers, contributions, investments, and withdrawals.
Identity Verification – To confirm compliance with regulatory requirements (e.g., KYC/AML).
Communication – To respond to inquiries, provide customer support, and send important updates.
Education & Marketing – To send newsletters, educational resources, and promotional offers (with your consent where required).
Analytics & Improvements – To analyze usage trends, monitor security, and enhance website functionality.
Legal & Compliance – To comply with applicable laws, regulations, and reporting obligations.
We do not sell or rent your personal information to third parties. However, we may share information in the following circumstances:
Service Providers: With custodians, depositories, exchanges, and other partners who help deliver account services.
Regulatory Authorities: When required by law, IRS rules, or government agencies.
Professional Advisors: With attorneys, auditors, or consultants engaged to support our business operations.
Corporate Transactions: In the event of a merger, acquisition, or sale of company assets.
Marketing Partners: With select marketing or advertising platforms to deliver relevant promotions (only if consented).
All third parties are required to maintain the confidentiality and security of your information.
We use cookies and similar technologies to:
Remember your preferences.
Improve website functionality and user experience.
Analyze traffic and usage trends.
Deliver targeted advertising.
You may disable cookies in your browser settings, but doing so may limit website functionality.
We implement industry-standard security measures to protect your data, including:
Encryption of sensitive data in transit and at rest.
Secure servers and firewalls.
Limited access to personal information by authorized personnel only.
Regular monitoring for security vulnerabilities.
While we strive to protect your data, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
We retain personal information for as long as necessary to:
Fulfill the purposes outlined in this Privacy Policy.
Comply with IRS and regulatory retention requirements.
Resolve disputes and enforce agreements.
After this period, information may be securely deleted or anonymized.
Depending on your location, you may have the following rights:
Access: Request a copy of the personal information we hold about you.
Correction: Request that we correct inaccuracies in your personal data.
Deletion: Request that we delete your information, subject to regulatory obligations.
Restriction: Request limitations on how your data is used.
Opt-Out: Decline marketing communications at any time by following unsubscribe instructions.
Data Portability: Request a machine-readable copy of your information.
To exercise these rights, please contact us at the email below.
Our services are intended for U.S. residents. If you access our website from outside the United States, your data may be transferred and stored in U.S. jurisdictions where privacy laws may differ from those in your country.
US Capital does not knowingly collect information from individuals under the age of 18. Our services are intended for adults with earned income who are eligible to open retirement accounts. If we become aware that we have collected personal information from a minor, we will delete it promptly.
Our website may contain links to third-party websites. We are not responsible for the privacy practices, content, or security of such external sites. Please review their privacy policies before providing information.
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised “Effective Date.” Continued use of our website and services after updates constitutes acceptance of the new policy.
For questions about this Privacy Policy or to exercise your rights, please contact us at:
US Capital – Privacy Office
[Placeholder Address]
[Placeholder Email Address]
[Placeholder Phone Number]
By using our website, engaging with our representatives, or opening an account with US Capital, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy.
