Effective Date: [Insert Date]
Welcome to US Capital (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, educational materials, and services, including information related to Gold IRAs, Crypto IRAs, and tokenized assets (collectively, the “Services”).
By accessing our website, communicating with our representatives, or using our Services, you agree to these Terms. If you do not agree, you must discontinue use immediately.
You must be at least 18 years old to use our Services.
You must reside in the United States and have earned income to open or contribute to an IRA.
By using our Services, you represent that you have the legal authority to enter into these Terms.
US Capital provides educational resources, technology solutions, and account facilitation for clients who wish to establish Self-Directed IRAs (SDIRAs) that may hold precious metals, tokenized assets, or cryptocurrencies.
We are not a registered broker-dealer, investment advisor, or fiduciary, and we do not provide individualized investment, tax, or legal advice. Our role is limited to:
Providing educational content about IRS-approved assets.
Facilitating relationships with custodians, vaults, and service providers.
Offering platforms for blockchain-verified ownership and tokenized assets.
You are solely responsible for all investment decisions made in your retirement account.
All retirement accounts must be established through an IRS-approved custodian.
US Capital does not act as a custodian and does not directly hold your funds, metals, or digital assets.
Custodians and depositories may require you to sign separate agreements, which will govern your relationship with them.
You are responsible for ensuring that rollovers, contributions, and investments comply with IRS rules and regulations.
All materials on our website—including articles, blogs, videos, guides, and webinars—are provided for educational purposes only. While we strive for accuracy, we do not guarantee that the information is complete, reliable, or up-to-date.
You should consult licensed professionals before making financial, legal, or tax decisions.
US Capital may charge fees for account setup, platform access, tokenization services, or administrative support.
We may receive compensation from custodians, depositories, or other third parties in connection with account services.
All fees will be disclosed in writing prior to engagement.
You acknowledge that fees may change over time and agree to review current fee schedules before proceeding.
You acknowledge and agree that all investments involve risk, including but not limited to:
Price volatility due to global economic and political factors.
No yield or income generation.
Liquidity constraints and potential buyback spreads.
Storage and insurance costs.
Extreme volatility in cryptocurrency markets.
Regulatory changes that may restrict or limit access.
Cybersecurity risks, including hacking, theft, or technical failures.
Potential loss of access due to forgotten keys or passwords.
US Capital makes no guarantees of profitability or future performance.
You agree not to:
Use our website for unlawful purposes.
Attempt to gain unauthorized access to systems or data.
Copy, distribute, or exploit content without permission.
Misrepresent your identity or provide false information.
We reserve the right to restrict or terminate your access if you violate these Terms.
All content, trademarks, logos, and technology provided by US Capital are the exclusive property of the Company and protected under intellectual property laws.
You may not copy, reproduce, or distribute our materials without express written permission, except for personal, non-commercial use.
Our Services may integrate with third-party providers, including custodians, vaults, and exchanges. US Capital does not control or assume liability for the policies, practices, or performance of third parties.
Your use of third-party services is subject to their terms and conditions.
To the fullest extent permitted by law:
US Capital is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our Services.
We disclaim responsibility for errors, delays, or failures caused by third-party custodians, vaults, or blockchain networks.
We are not responsible for losses resulting from market fluctuations, regulatory changes, or client decisions.
You agree to indemnify and hold harmless US Capital, its officers, employees, and affiliates from any claims, damages, or expenses arising from:
Your use of our Services.
Your violation of these Terms.
Your interactions with third-party custodians, vaults, or exchanges.
US Capital is not licensed as a broker-dealer, RIA, or tax advisor. Our Services are intended to facilitate self-directed retirement accounts and to provide educational information only.
You are solely responsible for ensuring compliance with IRS regulations, SEC rules, and applicable state or federal laws.
We reserve the right to suspend or terminate your access to our Services at any time for:
Violation of these Terms.
Fraudulent or illegal activity.
Non-payment of fees.
Upon termination, your obligations to custodians or third-party providers will remain in effect under their agreements.
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law provisions.
Any disputes shall be resolved in state or federal courts located in [Insert Jurisdiction], and you consent to such jurisdiction.
We may update these Terms from time to time. Changes will be effective upon posting to this website. Continued use of our Services constitutes acceptance of updated Terms.
For questions regarding these Terms, please contact us at:
US Capital – Legal Department
[Placeholder Address]
[Placeholder Phone]
[Placeholder Email]
By using our website or Services, you acknowledge that you have read, understood, and agreed to these Terms of Service.
